D.U.I., Insurance and the DMV

Many people don't even realize that a D.U.I. conviction may include a significant increase in the amount of premiums you will be required to pay for automobile insurance. Having a D.U.I. conviction means that this will go on a permanent criminal record as well as a personal department of motor vehicle record. And the DMV allows insurance companies and other interested parties like potential employers to easily access personal records.

If an insurance company finds that a policyholder had been convicted of a D.U.I., they may elect to do two of the following: increase the cost of insurance or drop coverage altogether. This is just another factor to consider when tallying up the total amount of possible D.U.I. fines.